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Business is Hard!

Owning and running a small business these days is hard, whether it's landlord costs, taxes, staffing, suppliers or competitors, the going is generally tough!

We are not always in control of what happens to our business either. So on top of working through the daily grind, you are faced with the unknown. Does your business have the right structure, are your assets protected, do you have the cash flow needed to sustain your business or even grow it? It can seem very lonely in business. Yes we are supposed to be on top of our game every day, without fail, but this is so far from the truth. In fact, in many businesses, most owners say that when they started their own business they felt more alone than ever before! We want to lift the lid on this thinking, we want to reduce the loneliness factor, the beaten down and broken business owners and more importantly get you back on track. And get focused on the actual reasons you got into business.

My Debt Relief aims to provide exactly that, relief, you no longer need to be the knower of all things. Allow the experts to work for you! We are a large team of professionals from right around the country. My Debt Relief is waiting for you to reach out today.

STOP suffering in silence, you no longer have to stay silent. The team at My Debt Relief have been where you are, we have walked the path you are on and we understand. Let us help you get back on track.

Steve Sebbes

Steve Sebbes

Founder of My Debt Relief

Working with many of Australia's most iconic brands has allowed me exposure to many start-up companies. Seeing first hand their enthusiasm and passion to forge ahead in business but also their failings as they struggle to navigate through sometimes dangerous waters with limited advice and guidance.

My role in My Debt Relief is to provide guidance and access to experts to business owners through the development and execution of strategies which help businesses stay in business, some of these include:

  • Design & management of insolvency strategies
  • Evaluation of insolvency alternatives
  • Business restructures
  • Liquidation & Bankruptcy process management if needed
  • Significant event analysis
  • Asset protection
  • Bank negotiations
  • Creditor negotiations
  • Informal Creditor Strategies
  • Cash flow finance
Every day I attempt to understand why entrepreneurs young and old may want to build and grow a business. It's through this deep understanding and respect that I am able to articulate how we are positioned to support them through what can be the most traumatic of times. It’s fair to say that the business landscape has seen a fair amount of disruption in recent years. New players, new tech and all kinds of inquiries across industries have made it difficult for some businesses. All of those factors have not dampened the spirits of business owners to build a future for themselves and their families. Of course, the success I have been blessed with has allowed me to spend more time working with charities and community organisations and supporting my biggest passion which is to help people manage their health.
The WHO (World Health Organisation) has stated that by 2025, 80% of the world will be overweight or obese. Thankfully there is a solution and it's real food, not medical or pharmaceutical. Business owners should take care of their health as a priority as it helps dramatically with improving your mental health which will, of course, make you better in business.

My motto:
Success - is the ability to move from failure to failure with no loss of enthusiasm.
Winston Churchill.

Our Process

Free Consultation

Free Consultation

If you think that your company or business needs help, reach out to us and we’ll schedule a free consultation with you. We’ll ask you necessary questions about your company so that we can see where your company is standing, and if there is anything that needs immediate attention.
Financial Assessment

Financial Assessment

We’ll assess your company financials and we’ll analyze all the possible solutions that you may need to take in order to save your company from insolvency. Our principle is to let you know what could be ahead of you, so we’ll be honest about what we think are the chances for your company to survive.
Review your Options

Review your Options

After giving you the options, it will always be your final decision that we’ll follow. You may choose to settle your debts in a formal or informal manner. Either way, we’ll respect your decision and we’ll help you all throughout with the best we can.
Liquidation Options

Liquidation Options

If your company faces liquidation, we'll handle any formal process required from you. We'll be with you every step of the way.
Final Resolutions

Final Resolutions

It’s never easy for anyone to make changes in their company, may it be big or small changes caused by unforeseen circumstances such as insolvency. We'll guide you through whichever final processes are needed to relieve your company from debt.

How Do I Know If
I’m About To Be Insolvent?